Thirteen outlets reconciled without the daily scramble.
A well-known F&B brand with 13 outlets in Indonesia reconciled each outlet's takings against the bank by hand every day. Biks built an integration with the brand's POS data and an agent that reads every outlet's closing, matches it to the bank statement under the brand's own rules, and fills the finance team's master sheet. Live in four weeks, it has run thousands of reconciliations and gives the team 2 hours a day back.
- Outlets reconciled every day
- 13
- Given back to the team each day
- 2 h
- Reconciliations run under the brand's rules
- Thousands
- From kickoff to live
- 4 weeks
Figures from the brand's live deployment, 2026.
Before
- Each outlet's closing checked against the bank by hand
- POS figures copied into the master sheet
- Breaks found days later
After
- POS data flows in through an integration Biks built
- Every outlet is matched to the bank under the brand's rules
- The team reviews only the breaks
A well-known F&B brand with 13 outlets in Indonesia reconciled each outlet's daily takings against the bank by hand. Every closing had to be read, matched to the bank statement and typed into the finance team's master sheet, and the work took the team about 2 hours a day.
The brand wanted the same rules applied every day, by something that does not get tired at the end of a long service.
How is the POS connected to the bank?
Biks built an integration with the brand's POS data, so each outlet's sales arrive without anyone copying them. An agent reads every outlet's closing, matches it to the bank statement under the reconciliation rules the brand already used, and fills the master sheet the finance team works from.
Anything that does not match goes to the team as a break to review. The rules stay the brand's: the agent applies them, and people decide what to do with the exceptions. The first workflow was live in four weeks.
How does it work, step by step?
Every outlet goes through the same four steps each day.
| Step | What happens |
|---|---|
| Collect | POS data for each of the 13 outlets arrives through the integration Biks built. |
| Match | Each outlet's closing is matched to the bank statement under the brand's rules. |
| Record | Matched results fill the finance team's master sheet. |
| Review | Breaks go to the finance team; matched outlets need no work. |
What results did the brand get?
Daily outlet reconciliation.
| Before | With Biks | |
|---|---|---|
| Outlets | 13, checked by hand | 13, matched automatically |
| Time each day | About 2 hours | Review of breaks only |
| POS figures | Copied into the master sheet | Arrive through an integration |
| Reconciliations run | One by one | Thousands, under the brand's rules |
What changed for the finance team?
- 13 outlets reconciled every day: Each outlet's takings are matched to the bank under the same rules.
- 2 hours a day back: The finance team reviews breaks instead of building the reconciliation.
- Thousands of reconciliations: Run under the brand's rules since go-live.
The finance team now starts the day with a short list of breaks instead of a pile of closings.
See how Biks automates finance and accounting and F&B operations.
Common questions
- How do multi-outlet F&B businesses automate bank reconciliation?
- By connecting POS data to an agent that matches each outlet's closing to the bank statement under the business's own rules. In this case, an F&B brand with 13 outlets in Indonesia has 2 hours a day back.
- How long does outlet reconciliation automation take to go live?
- Four weeks for this 13-outlet brand, from kickoff to running on live data.
- What does the finance team still do?
- Review the breaks. Anything that does not match goes to the team; matched outlets need no work.
